A man buried under a mountain of debt drags the family to death

- The wealthy class is also steeped in superstition

- Occasional

- An economically backward person can be identified, but one who is in debt and paying high interest cannot be identified.

Even the die-hards are shaken when seven members of the same family commit suicide at the same time and make a pilgrimage to the cremation together. After the funeral procession leaves, the onlookers resume their work. The elders of the family commit suicide, but never think of shortening their lives by walking in front of young children and women. Those who commit suicide may be thinking that after our death, the life of these children will become very harsh, so they take them along with them. Authorities and social organizations make many plans to ensure that no one remains hungry, but only family and caste people can bring a way out of people trapped in the clutches of financial debt. When cases of suicides of indebted farmers came to light, many schemes were implemented to free them from debt.

A man in financial debt is not only troubled by himself, but also by his family. There have been many incidents of taking everyone together while dying. This event culminates in mass suicide. A genuine solution to this problem is rarely achieved. Once out of debt, many people climb back into debt again. Some superstitious or superstitious people even take the help of their Guru to choose the name of their new business. It is not only the middle class or the working class that is stuck in superstition. The rich class also goes to Bhuwa-Tantriks and turns them on the magic wand of increasing profits.

When Diwali comes, every society should think how to get relief from the economic situation of the people of their caste. People trapped in the cycle of debt should be helped to get loans from banks at cheap interest rates, and thus efforts should be made to free them from the clutches of private borrowers charging high interest rates.

Many castes in Gujarat are economically viable. They give interest-free loans to students of their own caste for higher studies and make it a condition that you repay the loan in installments when you earn while studying. Many such students, who have earned good money by studying, later express their gratitude to the caste who repay the loan twice as much.

The environment is such that you can recognize a financially backward person, but not one who is in debt and paying high interest. People don't live a simple life and spend conspicuously, due to which sometimes they get stuck in credit card debt, sometimes they get into debt by spending high on social activities and getting approval.

Credit cards are very useful if you know how to use them, but not everyone understands them. If you can understand it, you cannot implement it. Credit card issuing banks are not interested in you paying regular bills, they are interested in paying the minimum amount. If the credit card charges are not paid before the due date, many people fall into the trap of paying the minimum amount and then the cycle of interest upon interest begins.

Credit card issuing banks are in shambles. The credit card is given in crackers and its limit is also given as much as desired. Some credit cards are issued with unlimited spending. Credit cards that are issued without any guarantee are freely used by people, but cannot save the date of payment of their bills. Then, if the card is not cancelled, the minimum bill is paid and spent.

The dialogue of the much acclaimed movie 'Singham' is, Meri gacha hai kaam eesi liye main hoon Singham. Banks should provide cheap and easy loans to the middle class. As their guarantor, they should think for a plan where the communities of any caste can remain. Expenditure should be in line with income and borrowing should be done according to one's repayment capacity instead of borrowing money from private lenders at high interest rates.